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Housing

Understanding the housing market can help you gauge what financial steps are best for your future. This selection of activities and articles on best house-buying (and renting) practices teaches useful tips and tricks for saving, borrowing, and paying just the right amount for your next home.

Discover the essential steps of working with a mortgage lender. Learn about mortgage applications, lender requirements, and how to find the right fit for your home loan needs.
Working with a Mortgage Lender
How much mortgage can you afford? Find out with our mortgage affordability calculator! Learn about key factors like DTI and credit score to understand your mortgage affordability.
Mortgage Affordability Calculator
A HELOC is a line of credit that allows you to borrow against the equity in your home.
What is a HELOC?
By requiring you to make monthly payments, an escrow account ensures that your property taxes and homeowners insurance are always made.
All About Escrow Accounts
Understanding the cost of a mortgage requires considering several key factors, including the principal amount borrowed, the Annual Percentage Rate (APR), and the loan term. Gain insights into the true cost of your future mortgage, including the average monthly payment and all external factors that can influence the total cost.
The Cost of a Mortgage: A Comprehensive Guide

Credit Scores

3 min read
Every single time you use credit, the details are added to your credit report and used to influence your credit score.
Credit Scores